John Kaminski

As summer begins to wind down, August is a great time to take a fresh look at your insurance coverage. Between end-of-summer vacations, back-to-school preparations, and busy family schedules, life can change quickly. I'd be happy to review your current policies and help make sure you have the right protection in place for your home, vehicles, belongings, and the people who matter most.

A little about me — I’ve always had a passion for meeting people, understanding what they’re preparing for, and helping them feel confident about their coverage. At my State Farm office here in the heart of Fremont, MI, my team and I are committed to supporting our neighbors throughout Fremont and the surrounding communities, including Newaygo, Hesperia, Holton, Bitely, Grant, Big Rapids, Muskegon, Whitehall, and White Cloud. Whether you’re settling into a new home or getting ready for the road ahead, we’re here to assist with Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, Business Insurance, and other core State Farm services.

I attended Davenport University and Grand Valley State University, where I studied Business Management. During college, I was involved in a serious motorcycle crash that changed the direction of my life. That experience shaped my commitment to helping others prepare for the unexpected and navigate challenges with support and clarity. I’m happily married to my wife, Chelsea, and together we’re raising two boys and a little girl. Through Chelsea, I’m also the second State Farm Agent in our family, which makes this work even more meaningful.

My team and I take great pride in helping customers manage everyday risks and protect the things that matter most. We stay active in events throughout the Fremont area and enjoy supporting local schools, first responders, and nonprofit organizations. I’m grateful to work alongside a talented team that truly cares about our community and gives their full attention to every customer we meet.

As a proud member of the Fremont Chamber of Commerce, I value the opportunity to make a positive impact close to home. My team and I are here to listen, answer your questions, and help you explore the right Auto, Home, Renters, Life, or Business Insurance options for your needs.

If you’re preparing for a change or simply want to review your coverage, give us a call — we’re here to help you get started with a personalized quote.

Frequently Asked Questions (FAQs):

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Serving Fremont and the surrounding area, John can help answer your questions.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Have questions? John in Fremont can walk you through your options.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. John works with Fremont residents to find coverage that fits.

Q: What's included in renters insurance coverage?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. John, your local State Farm agent in Fremont, MI, is here to help.

Q: What should I know about life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. Connect with John for insurance guidance in Fremont.

Q: Do you have to have home insurance?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. In Fremont, you can count on John for personalized service.